We want to be a member of your team.

The financial experts at ELO CPAs & Advisors understand what makes credit unions unique and the unique financial services they require.


We provide a thoughtful approach to issues like member ownership, investments, lending powers and practices, state and federal regulations, and asset/liability management issues to allow your organization to focus on your core mission.


Call us today to speak to ELO’s team of credit union industry experts about our accountancy and financial services so you can better serve your member-owners.

We work with a variety of firms:

  • Community Credit Unions

  • Industry Credit Unions

  • Financial Institutions

  • Insurance Agencies 

Our Services:
Strategy & Management
  • Industry benchmark analysis

  • Allowance for credit losses consulting

  • Policy and procedure analysis

Compliance & Assurance
  • Financial statement audits

  • Supervisory committee audits

  • BSA compliance testing

  • Other agreed upon procedures

Frequently Asked Questions

How do we know our allowance for loan loss is accurate?

During the course of a financial statement audit or supervisory committee audit we will review the calculations and provide insights and feedback to assist your estimating process and ensure it is in accordance with GAAP.

Do I need a full financial statement audit or does a supervisory committee audit suffice?

Credit unions with assets of $500 million or more are required to have an annual financial statement audit. Credit unions with less than $500 million in assets but greater than $10 million in assets can either have an annual financial statement audit or an other supervisory committee audit. Credit unions with assets of $10 million or less can have either an annual financial statement audit or a supervisory committee audit.

Contact Jamie

for more information

As a partner and practice leader, Jamie Eldeen brings a solid resume of experience and success focused on providing consulting, audit and attest services, and tax planning and preparation services for ELO's financial and insurance services clients. Jamie also leads the development and organization of the audit and attest policies for ELO. 


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Sioux Falls Office

Heather Ridge Village
6300 S Old Village Pl
Sioux Falls, SD 57108

Ph: 605-271-1302
Fax: 605-339-4991

Mitchell Office
1820 N Sanborn Blvd
PO Box 249
Mitchell, SD 57301

Ph: 605-996-7717

Fax: 605-996-4091

Yankton Office

118 W 3rd St
Yankton, SD 57078

Ph: 605-665-6007
Fax: 605-665-6008

Huron Office

2260 Kansas Ave SE, Ste 2
PO Box 951
Huron, SD 57350

Ph: 605-352-8573

Fax: 605-352-8594

Chamberlain Office

316 Sorensen Dr
Chamberlain, SD 57325

Ph: 605-234-6055
Fax: 605-234-5417

Miller Office

114 East 3rd St.
Miller, SD 57362

Ph: 605-853-2130

© 2021 ELO CPAs & Advisors